Grants and Loans

Education Fund


Each year, the Education Fund of College Club awards grants-in-aid to young women. Since its inception, 4,117 grants-in-aid totaling approximately $2.4 million have been awarded. In 2019, the Education Fund awarded $90,000 to 107 students in Paterson and northern New Jersey for the 2019-2020 academic year.

The Education Fund is funded by the profits of College Club fundraising events, as well as through donations to the fund. These contributions are tax-deductible. Please make checks payable to College Club and write "Education Fund" on the memo line, and mail to:

College Club, PO Box 118, Ridgewood, NJ 07451 

            or




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COLLEGE CLUB GRANTS

Education Fund grants are awarded to graduates of College Club membership area high schools (see list at right) and high schools in Paterson based upon financial need, evidence of ability, and desire to do college work. Grants are made to young women entering their freshman, sophomore, junior and senior college years. An applicant must be a current or prospective full-time student at a four-year college or university and must meet the Eligibility Requirements. Recipients must reapply each year for a new grant.

High school seniors from Paterson should email Phyllis Johnson at dwpajohnson@gmail.com with any questions. Renewal grant applicants (and first-time applicants who are already attending college) from Paterson should email Joyce Schimmel at jeschimmel280@gmail.com.

High school seniors from Ridgewood and vicinity should email Yvonne Francis at ypvonski@gmail.com with any questions. Renewal grant applicants from Ridgewood and vicinity (and first-time applicants who are already attending college) should email Dawn Yardis at dawnmarieyardis@gmail.com.


Financial Aid Program Eligibility Requirements for
High School Seniors Living in Paterson
(Grants are for the 2020-2021 academic year)


The applicant is responsible for fulfilling the following requirements:

1.     College/University – You must be planning to attend a four-year college or university.

2.  Residence - You must be a graduate of a Paterson High School. You must maintain your legal address within the Paterson area.

3.     Grade Point Average - You must have and maintain a minimum grade point average of 3.2.

4.     Application Form/Transcript - The College Club application for an Education Fund grant is used for all young women who are seniors at Paterson high schools. This form is available at the Guidance Office of the high schools
                                                or    
       Click here to download and print the Paterson Application

       Click here to download and print the instructions.

Please return the completed application to your guidance counselor by March 1, 2020.

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Financial Aid Program Eligibility Requirements for

Grant Renewal Students (or first-time applicants
already attending college) living in Paterson

(Grants are for the 2020-2021 academic year)

The applicant is responsible for fulfilling the following requirements:

1.     College/University – You must attend a four-year college or university.

2.     Residence - You must be a graduate of a Paterson High School.  You must maintain your
      legal address within this geographic area.

3.     Grade Point Average - You must have and maintain a minimum grade point average of 3.2.

4.     Application Form/Transcript - The College Club application for an Education Fund grant is used for all young women entering their sophomore, junior, or senior year of college.

Click here to download and print the Paterson renewal application.
Click here to download and print the instructions.
The completed application and an official transcript, including fall semester grades, must be returned by April 1, 2020 to:

Joyce Schimmel
      131 West End Avenue
      Ridgewood, NJ 07450
      jeschimmel280@gmail.com




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Financial Aid Program Eligibility Requirements for

High School Seniors Living in Ridgewood and Vicinity

(Grants are for the 2020-2021 academic year)

The applicant is responsible for fulfilling the following requirements:

1. College/University – You must attend a four-year college or university.

2. Residence – You must be a graduate of Ridgewood High School or another high school in  College Club's membership area. You must maintain your legal address within this geographic area.

3. Grade Point Average – You must have and maintain a minimum grade point average of 3.2.

4. CSS Profile – You must submit your CSS Profile (1-800-778-6888) to the College Scholarship Service, Box 6920, Princeton, NJ 08540, or online by January 10, 2020.

4. Scholarship Agency – You must name RIDGEWOOD STUDENT AID SERVICE -0696- as a Scholarship Agency on the CSS Profile regardless of the high school you are attending, so that the needs analysis will be forwarded to College Club. If this is not included, you will not be considered for a grant.

5. Application Form/Transcript – The College Club Application for an Education Fund Grant is used for all young women who are seniors at area high schools. This form is available at the Guidance Office of the high schools
OR
 Click Here to download and print application.

Click here to download and print the instructions.

Please return completed application to your guidance counselor by January 10, 2020.


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Financial Aid Program Eligibility Requirements for


Grant Renewal Students (or first-time applicants
already attending college) living in Ridgewood and Vicinity

(Grants are for the 2020-2021 academic year)

The applicant is responsible for fulfilling the following requirements:

1. College/University - You must attend a four-year college or university.

2. Residence – You must be a graduate of Ridgewood High School or another high school in College Club's membership area. You must maintain your legal address within this geographic area.

3. Grade Point Average - You must have and maintain a minimum grade point average of 3.2.

4. CSS Profile – You must submit your CSS Profile (1-800-778-6888) to the College Scholarship Service, Box 6920, Princeton, NJ 08540, or online by March 1, 2020.

5. Scholarship Agency – You must name RIDGEWOOD STUDENT AID SERVICE -0696- as a Scholarship Agency on the CSS Profile regardless of the high school you are attending, so that the needs analysis will be forwarded to College Club. If this is not included, you will not be considered for a grant.

6. Application Form/Transcript – The College Club Application for an Education Fund Grant is used for all young women entering their sophomore, junior or senior year of college.

Click here to download and print the Ridgewood and Vicinity renewal application.
Click here to download and print the instructions.


One copy of the completed  application and an official transcript must be returned by April 1, 2020 to:

Dawn Marie Yardis
43 Garfield Place
Ridgewood, NJ 07450


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Memorial Scholarship Loan Fund 

This tax-exempt fund, administered under the provision of the Memorial Scholarship Loan Fund Trust Indenture, provides interest-free loans to women and men who are fully matriculated students at the sophomore, junior, senior, or graduate level. Loans are repaid in 16 quarterly installments, beginning thirteen months after graduation. The current application is available here. If you have any questions, please contact:

Joyce Schimmel, Memorial Scholarship Loan Fund Co-Chair

email: jeschimmel280@gmail.com

More than 500 loans totaling more than $1.9 million have been made to students since the inception of the Fund in 1947, including $98,000 in loans for the 2019–2020 academic year. As loans are repaid, the money again becomes available for new loans. A gift in memory of or in honor of any person is therefore a perpetual memorial. Such gifts are tax-deductible and may be made to the Fund by members and non-members of the Club. Checks should be made payable to College Club MSLF and mailed to PO Box 9, Ridgewood, NJ 07451.

For further information please contact: 

Janice Willett

cctreasurer1922@gmail.com.

Educational funding is open to applicants from any town in which a College Club member resides, as well as in Paterson. The following is a list of towns in which we have members:

Allendale
Bloomfield
Clifton
Emerson
Fairfield
Franklin Lakes
Glen Rock
Hackensack
Hawthorne
Ho-Ho-Kus
Mahwah
Midland Park
Montvale
North Haledon
Nutley
Oradell
Paramus
Park Ridge
Paterson
Pompton Plains
Ramsey
Ridgewood
Rutherford
Saddle River
Totowa
Up. Saddle Riv.
Waldwick
Wanaque
Washington Twp.
Wayne
Westfield
West Orange
Westwood
Woodcliff Lake
Woodland Park
Wyckoff